You are injured as a result of an accident...

What do you do when the insurance adjusters call and offer to settle your claim now for a fair amount?

How much is your claim worth and can you recover for the full value of your injuries?

Who will answer your questions and fight to protect your interests?

How Much is Your Injury Worth?

You suffer injuries and loose time from work as the result of an accident.

Should you bring a lawsuit?

Aside from feelings of outrage, physical pain and suffering, you must carefully consider many complex issues before deciding to file suit and determining the value o your injuries.

Tree major elements must be carefully analyzed before making the decision to go forward:

DAMAGES

LIABILITY OF THE OTHER PARTY

CHANCE OF RECOVERING MONEY

Each is a very important factor that your attorney must evaluate in determining whether to pursue your claim against the negligent party and to determine the value of your claim.

Many times the most important aspect for the injured party is putting a dollar value on the injury.

Damages can be broken down into the following parts:

LOST EARNING CAPACITY

This is more than just the amount of lost wages. It also includes any loss or impairment of the ability to work in the future.

PAIN AND SUFFERING

A dollar value can be placed on the pain caused by the injuries and also the pain that results from medical treatment.

FUTURE PAIN AND SUFFERING

Once medical treatment has gone as far as possible, there may be permanent pain or disfigurement that the injured person must learn to live with.

LOSS OF FUNCTION

A value is placed on the loss of the use of certain body parts or functions.

DISFIGUREMENT

A body limb may be lost or there may be scarring as a result of the injury or the treatment.

EMBARRASSMENT AND HUMILIATION

This is a very real component of damages and must be carefully examined.

LOSS OF ENJOYMENT OF LIFE

.....Values can be placed on the temporary or permanent changes that must be made in one's lifestyle. Perhaps a world-class or even weekend athlete can no longer enjoy a favorite activity after the accident.

MEDICAL EXPENSES

All actual costs from the time of the injury along with anticipated future costs can be valued.

.....Before the decision is made as to what a case may be worth, you must also consider liability and the chances of collecting your damages. A careful analysis of all of the facts is important on the issue of liability. Serious injuries and high medical costs will not insure a successful case if you cannot prove that someone else was at fault and caused your injuries. Even if someone else admits liability liability or you are sure you can prove fault, all of the time , expense and energy put into a lawsuit are not worth it if the responsible party has no means to pay for your damages and insurance coverage is insufficient or nonexistent.

SELECT EXPERIENCED ATTORNEYS TO GUIDE YOU TO THE MAXIMUM RECOVERY IN THE SHORTEST PERIOD OF TIME.

BELLAS & WACHOWSKI
ATTORNEYS AT LAW
15 North Northwest Highway
Park Ridge, Illinois 60068
(847) 823-9030
www.bellas-law.com
george@bellas-law.com
(One of a Series of Informative Bulletins offered as a service to our Clients)

Park Ridge IL Personal Injury Lawyer